Merchant Services & Payment Processing Solutions for Your Business

Accept payments with confidence with customized merchant services, payment processing, POS systems, and business growth solutions from First MCS.

Based in St. Charles, IL, we help businesses throughout Chicagoland and nationwide find payment solutions designed around their industry, transaction volume, and business needs.

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First MCS

Merchant Services & Payment Solutions

Your business needs more than a way to accept credit cards. You need payment solutions that fit the way you operate.

First MCS provides businesses with customized merchant services and payment processing solutions designed around their industry, transaction volume, customers, and business goals.

PAYMENT PROCESSING

Accept credit and debit card payments securely with payment processing solutions designed for your business. First MCS can help businesses process transactions in-store, online, and on the go.

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POS SYSTEMS

Streamline sales and payment operations with point-of-sale systems designed for restaurants, retail stores, service businesses, and other organizations.

Explore POS Systems With First MCS

CREDIT CARD PROCESSING

Give your customers convenient ways to pay while using payment processing technology designed to help your business manage transactions efficiently.

Learn About Credit Card Processing

ONLINE & MOBILE PAYMENTS

Accept payments wherever your customers do business with online payment gateways, virtual terminals, mobile payment solutions, and wireless payment technology.

Explore Online & Mobile Payments

GIFT CARDS & LOYALTY PROGRAMS

Build stronger customer relationships with gift card and loyalty program solutions designed to encourage repeat business and increase customer retention.

Explore Gift Cards & Loyalty Programs

MERCHANT CASH ADVANCE

When your business needs additional working capital, a merchant cash advance can provide an alternative financing option based on future business revenue.

Explore Merchant Cash Advance

Payment Solutions for Businesses Across Multiple Industries

Every business has different payment processing needs.

First MCS works with businesses across a variety of industries to provide payment solutions that fit the way they operate.

Restaurants & Cafés
Retail Businesses
Professional Services
eCommerce Businesses

B2B & Wholesale Businesses
Mobile Businesses
Automotive
Healthcare

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Find the Right Solution for Your Industry

Merchant Services in St. Charles, IL & Chicagoland

First MCS is a merchant services and payment processing provider based in St. Charles, Illinois.

We help businesses throughout Chicagoland and across the United States find payment solutions that fit their business needs. Our local service area includes St. Charles, Chicago, Naperville, Elgin, Schaumburg, and surrounding communities.

Whether you operate a restaurant in St. Charles, a retail store in Chicago, a service business in Naperville, or an eCommerce company serving customers nationwide, First MCS can help you find payment processing and merchant service solutions designed around your business.

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Is a Free POS System With No Processing Fees Really Free- First MCS

TAKE PAYMENTS QUICKLY AND SECURELY IN PERSON, ONLINE AND ON MOBILE DEVICES.

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Why Businesses Choose First MCS

Customized Payment Solutions

Payment processing isn't one-size-fits-all. We take the time to understand your business and help identify solutions that fit your industry, transaction volume, and operational needs.

Experienced Payment Professionals

Our leadership team brings decades of combined experience in payment processing, merchant services, and payment technology.

Secure Payment Technology

We help businesses implement secure payment solutions designed to protect transactions and support payment security requirements.

One Merchant Services Partner

From payment processing and POS systems to gift cards, loyalty programs, mobile payments, and business financing solutions, First MCS offers multiple services through one provider.

Local Service With Nationwide Reach

Our team is based in St. Charles, Illinois, while our merchant services and payment solutions are available to businesses throughout Chicagoland and nationwide.

Restaurant Payment Processing & POS Systems

Trusted by Industry Leaders

Payment Processing Solutions
Built Around Your Business

Our payment solutions are PCI compliant and can safely process all payment types.

Processing payments is a crucial function for every business that generates sales, including B2B and B2C sales. It is important for your business to have a point-of-sale (POS) and payment processing system in place that is reliable, accurate, and secure. An efficient and cost-effective payment processing solution can automate the management of cashflow, inventory, invoices, deliveries, orders, and more, allowing you to focus on growing your business.

First MCS provides payment solutions in St. Charles, IL and nationwide for B2B and B2C businesses. Our POS and payment processing systems can be customized to suit your specific needs and streamline the management of your business.

Whether you're opening a new business, replacing an outdated POS system, looking for better payment processing, or searching for additional ways to grow your business, First MCS can help.

Our team will work with you to understand your needs and identify payment and merchant service solutions that make sense for your business.

Contact First MCS Today!

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MERCHANT ACCOUNTS CAN BE FULLY ACTIVATED WITHIN 24 HOURS AND TAILORED TO MEET YOUR SPECIFIC NEEDS!

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Testimonials

What Our Cliets Are Saying

      EXCELLENT  
   Based on 37 reviews 
    
 
 
 
   
 
 
       Posted on Google  
   
   Bobby Piccolo 
 
 
 
 Trustindex verifies that the original source of the review is Google. Top notch service.  William is always there to help out.  He is the best I ever worked with. He is always pleasurane
  
 
      Posted on Google  
   
   Travis Piepho 
 
 
 
 Trustindex verifies that the original source of the review is Google. Five stars all the way for Bill Sutton and First MCS. Bill is a man who operates with genuine integrity — the kind of partner you never have to second-guess. My company, Prospectr Marketing, has worked alongside First MCS (First Merchant Card Services) for years, and we've now decided to move our own credit card processing and merchant services over to their full suite of products. That call was easy: it's been 100% a great experience every step of the way. Whether you're a business in Chicagoland, across the Midwest, or up here in Minneapolis like us, First MCS handles payment processing and POS the right way. Highly recommend Bill and the team.
  
 
      Posted on Google  
   
   Willum Woodfork 
 
 
 
 Trustindex verifies that the original source of the review is Google. We recently just closed our doors at the animal hospital but we've been utilizing Bill Sutton and company for 15+ years and these guys are great. Bill made the original transition a breeze and we've never been disappointed in all the years of working with you guys. Anytime I've had any problems I would call Bill and he would take care of it personally right away. Thank you for all the great years of service working with Bill and his team has been pleasure🙏 Highly recommended!
  
 
      Posted on Google  
   
   Jesse Camargo 
 
 
 
 Trustindex verifies that the original source of the review is Google. I've been working with First Merchant for a good 5+ yrs and have had great results and awesome customer service.
  
 
      Posted on Google  
   
   Terry Mcclelland 
 
 
 
 Trustindex verifies that the original source of the review is Google. Eddie help me out really well quick fast friendly service is the best if I could I give him a rise very good 👍 person I recommend him 2 any business
  
 
      Posted on Google  
   
   Michael Fazio 
 
 
 
 Trustindex verifies that the original source of the review is Google. Great team to work with! excellent service. They are always ready to help. Will recommend to everyone i know
  
 
      Posted on Google  
   
   Nick DeVito 
 
 
 
 Trustindex verifies that the original source of the review is Google. It was so easy to transition to First MCS. Bill Sutton made the change really easy. They respond and reach out to make themselves available for nay questions or issues. So far so good. Definitely recommend.
  
 
      Posted on Google  
   
   Danbys Station 
 
 
 
 Trustindex verifies that the original source of the review is Google. Outstanding service. Our system crashed on Saturday morning. First MCS quickly diagnosed and repaired the issue by Sunday morning, before a very Busy day at our restaurant. Professional and well trained Staff. Highly recommend First MCS.
  
 
      Posted on Google  
   
   Larry Boswell 
 
 
 
 Trustindex verifies that the original source of the review is Google. William Sutton has been awesome to work with!
  
 
      Posted on Google  
   
   Ruth Arichabala 
 
 
 
 Trustindex verifies that the original source of the review is Google. Such nice people to work with, walked us thru the process with such care.
  
 
  
  
 
     Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more