Accounts can be fully activated within 24 hours and tailored to meet your specific needs!



With credit card security being a major concern, it is important to ensure your customers’ identity and personal information is protected. With PCI, or Payment Card Industry, there are compliance standards that are put in place to help protect personal information, ensuring security when payments made with a card are processed.

The PCI Standards

In order for a retailer to be deemed compliant, there are specific PCI standards that they must comply by:
• Maintain a secure network by installing a firewall.
• Protect cardholder data while stored and transmitted.
• Maintain and stay up-to-date on anti-virus software.
• Restrict access to cardholder information.
• Regularly monitor and test networks that store cardholder information.
• Implement a company information security policy.

The first step in PCI compliance is to meet the above standards. Failing to comply can result in major consequences to your business. By allowing a company like First MCS to ensure your compliance, you can rest assured you are always compliant, avoiding fines from credit card companies and the banks, as well as prevent the loss of the ability to process credit cards.

For more information on PCI compliance, or to validate your company, click here.



EMV was originally created by Europay, MasterCard, and Visa in order to provide added security and protection to consumers who use credit and debit cards. This technical standard utilizes a chip and PIN, or chip and signature technology, as well as for the payment terminals and automated teller machines that accept these smart cards.

The use of this smart-based credit card processing systems has quickly gained importance, especially since this technology provides improved security against fraud, as well as better control of offline credit card transaction approvals, providing the highest level of protection to your customers.

First MCS wants to be your first choice when it comes to your electronic payment processing, point of sale, and financial needs. Visit us for more information and to see how we can help improve your business today.

What Our Clients Say

"Bill and his team at First Merchant Card Services are truly the best. They addressed an issue that a client of mine was having in a thoughtful, kind and professional manner. Would highly recommend FMC to anyone in need of a merchant payment solution, or looking to upgrade their current solution." K.M.
"I worked directly with Bill Sutton on getting my business account activated with First Merchant Card Services. Since then I have had nothing but smooth flawless transactions!! I appreciate all the time he gave me and how knowledgeable he was in setting my company up with the correct package. Thank you!" T.T.
"Bill at FMC was very helpful in providing us with a solution to a problem we were having with our merchant services. He was very efficient and attended to what we needed! Bill’s customer service is spot-on and we greatly appreciated his patience, kindness, and professionalism." L.K.
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