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Merchant Services in St. Charles, IL

All businesses in sales, whether B2B or B2C, benefit from comprehensive merchant services that allow them to process payments and protect customer information.  The effectiveness of the merchant services your business receives can have an effect on the growth of your business as processing payments safely and securely is essential.  This is why it is important to work with a trusted service provider that can provide your business with a safe, efficient, and cost-effective solution.

First MCS provides merchant services in St. Charles, IL, as well as nationwide, for B2B and B2C businesses.  We are dedicated to providing your business with a variety of essential programs and services that can streamline your payment processing and allow your business to grow.  From our gift card and loyalty programs to our check and credit card processing and point of sale (POS) solutions, our merchant services are guaranteed to keep your customer information safe, make collecting and processing payments easy and affordable, and keep your business one step ahead of the competition.

First MCS wants to be your first choice when it comes to your electronic payment processing, point of sale, terminal and gateway, and gift card needs.  Contact us for more information about our merchant services and processing in St. Charles, IL, and nationwide, and to see how we can help improve your business.

Essential Merchant Processing Services

The ability to process payments is an essential need for the operation of a business.  Your business needs to be able to process payments by check and credit cards in person as well as mobile and online payments.

At First MCS, we provide credit card and check processing solutions, point of sale systems and terminals, and mobile and wireless payment solutions.   Our payment collection solutions are easy, safe, and cost effective.

  • Credit card processing: The majority of payments made by consumers are credit card payments which makes it important to have an effective and secure credit card processing solution. We provide credit card payment processing programs that include POS terminals as well as wireless and mobile payment processing solutions.  Our credit card processing solutions are PCI compliant and provide the highest level of security, including protection against fraudulent credit card payments.
  • Terminals: Our reliable and technologically advanced terminals allow for safe and secure in-store payments. These terminals can quickly authorize electronic payments, access real-time reports, and reduce the risks of accepting paper checks.
  • POS systems: We offer a variety of point of sale (POS) systems to suit your specific needs. Our POS systems will give your customers a variety of payment options and allow you to better manage the cashflow of your business.
  • Wireless/ mobile systems: Our wireless and mobile programs allow your business to collect payments anywhere. You can receive payments with or without an internet connection with our wireless system and our mobile programs allow you to collect payments on any mobile device.  The ability to collect payments on the go will keep you a step ahead of your competition.
  • Check processing: Processing paper checks can be risky for a business because of the risk of fraudulent or bounced checks. Our PCI compliant check processing program allows you to safely and conveniently process payments from paper checks.

Business Growth Services

First MCS provides business growth products as part of our merchant services that can help you grow your business.  Our gift card and loyalty programs give your customers more incentive to buy from you and our virtual terminals and gateways allow you to process payments online safely and effectively.

  • Gift cards: Having a gift card program in place can increase your sales and your customer base, especially during the holiday season. Our gift card program allows your customers to purchase and reload gift cards which results in them making more purchases.
  • Loyalty programs: Our loyalty program allows you to reward your repeat customers with special offers and entice new customers to sign up. This is a great way to expand and retain your customer base.
  • Virtual terminals: We offer virtual terminals that allow you to accept online credit card and ACH payments and perform additional tasks such as generating receipts, processing refunds, receiving authorization verification, and confirming payment statuses.
  • Gateways: Our technologically advanced gateways allow for safe and secure data transmissions including electronic payment processing. Our gateway solutions will protect all sensitive data from you and your customers and make sure you are in compliance with PCI rules and security standards.
  • Cash advances: Sometimes businesses need to take out loans to continue important operations. We provide cash advance services that make it easy for businesses to borrow the capital needed to keep their operations running smoothly.  You can work directly with our loan underwriter to borrow the money you need and determine how long you have to pay it off and what interest rates and fees you can expect.

Merchant Services in St. Charles, IL

If your business could benefit from our merchant services, contact our team at First MCS to set up a merchant account with us.  We offer a variety of programs and services that will streamline your payment processing and help you manage financial matters safely and securely.

You can contact First MCS or give us a call at (866) 673-3099 to learn more about how our merchant services can help your local business.

What Our Clients Say

"Bill and his team at First Merchant Card Services are truly the best. They addressed an issue that a client of mine was having in a thoughtful, kind and professional manner. Would highly recommend FMC to anyone in need of a merchant payment solution, or looking to upgrade their current solution." K.M.
"I worked directly with Bill Sutton on getting my business account activated with First Merchant Card Services. Since then I have had nothing but smooth flawless transactions!! I appreciate all the time he gave me and how knowledgeable he was in setting my company up with the correct package. Thank you!" T.T.
"Bill at FMC was very helpful in providing us with a solution to a problem we were having with our merchant services. He was very efficient and attended to what we needed! Bill’s customer service is spot-on and we greatly appreciated his patience, kindness, and professionalism." L.K.
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